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Business Line of Credit
Access up to $150,000 in revolving credit for your business. Draw funds as needed and only pay what you use.†
Flexible Funding Whenever You Need It
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Reamortized after each draw 12 to 24 months
Draw Requests can Take as Little as 1 Business Day**
Starting at 20.21% APR*
Interest Calculated Based on the Monthly Draw Amount
Interest Rates Starting at 19.98%*
Credit Line Replenishes as You Repay
$10,000 to $150,000
Credit Limits:
Business Lines of Credit
Request funds through our online Quantum Customer Center
Minimum draw amount: $1,000††
Funds become available in 1 business day after each request
Your Business Line of Credit will replenish as you make repayments to your principal balance†††
Monthly loan payments are deducted automatically from your business bank account on the date that appears on your loan agreement
How Draws and Payments Work
Managing your Business Line of Credit
Managing your Business line of Credit
Our Simple Application Process
Apply Online
Get a Decision Fast
Get Funded
Minimum Qualification
Requirements
Complete our online
application form in just a few minutes.
Receive a prequalification
decision within 72 hours.
If your business is approved, you may review and accept your loan offer
-
Businesses in operation for a minimum of 12 months
-
Minimum annual revenue of $50,000
-
Minimum FICO 680
-
Personal Guarantee Required ††††
Minimum Qualification
Requirements
Ways to use your Business Line of Credit
Manage Cash Flow
Seize Opportunities
Marketing & Growth
Inventory Management
Bridge timing gaps between receivables and payables. This helps you keep operations running smoothly during seasonal fluctuations.
Take advantage of supplier discounts, bulk pricing, or unexpected business opportunities without paperwork delays.
Fund advertising campaigns, hire seasonal staff, or invest in marketing initiatives when your business needs it most.
Stock up for busy seasons, maintain optimal inventory levels, and never miss a sale due to stock shortages.
Why Choose Quantum Lending Solutions
Control Your Costs
Access Capital with Ease
Access Funds Easily
Only pay interest on what you use
Clear monthly payment structure
Automated payments for your convenience
Draw from your credit line through our online Customer Access Portal
Access your funds with a few clicks directly from your smartphone or PC
All draws are disbursed to your account in 1 to 3 business days
Our line of credit gives you the freedom and flexibility to use the funds as needed, so you can seize opportunities and manage your cash flow with confidence.
Apply in minutes, and get a prequalification decision in 24 to 72 hours
Tailored financing that fits your cash flow
*Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Quantum Lending Solutions or its subsidiaries.
**Customers usually receive funding on the business day after their request as long as they initiated the draw before 3pm EST.
†May be subject to applicable fees, including but not limited to servicing fees, unused credit fees, upfront commitment fees, and non-bank channel inactivity fees.
††Customers not enrolled in ACH (Automated Clearing House) may be subject to different minimum draw amount requirements.
†††All features, fees, and requirements are subject to the terms set forth in your loan agreement.
††††Guarantee: UCC-1 Lien