Business Term Loans
Get up to $500,000 with fixed rates and predictable payments suitable for larger projects that require significant upfront capital.
Fixed Terms
12 to 60 months
Funding in 24-48 hours After Approval†
APR* Starting at 17.63%
Payment Schedule Twice per Month
Interest Rates Starting at 14.99%*
No Prepayment Penalties
Loan Amounts:
$10,000 to $500,000
Term loan
Add a Title
Origination fee
5%
Interest Rate
Loan Payment
Payment Structure
Consistent payment amount throughout the loan term
Fixed semi-monthly payments
You can pay off your loan early without any extra fees.
Business Term Loan Calculator
Loan Payment Details
Payment Structure
Consistent payment amount throughout the loan term
Fixed semi monthly payments
You can pay off your loan early without any extra fees.
-
Businesses in operation for a minimum of 12 months
-
Minimum annual revenue of $100,000
-
Minimum FICO 680
-
Personal Guarantee Required ††
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Our Easy Application Process
Apply Online
Get a Decision Fast
Get Funded
Receive funds in your business account
in 24 to 48 hours after approval.
Complete our online
application form in just a
few minutes.
Receive a prequalification
decision within 72 hours.
If your business is approved, you may review and accept your loan offer
Minimum
Requirements To Qualify
-
Businesses in operation for a minimum of 12 months
-
Minimum annual revenue of $100,000
-
Minimum FICO 680
-
Personal Guarantee Required †††
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Maximize Your Term Loan
Smart Ways to Invest
Equipment Purchase
Buy or upgrade essential equipment without depleting your cash reserves. From machinery to vehicles, get what your business needs to grow.
Location Expansion
Fund renovation costs, lease deposits, or purchase commercial real estate. Create new revenue streams with additional locations.
Large Inventory Orders
Take advantage of bulk pricing and supplier discounts. Stock up for busy seasons or special opportunities.
Marketing Campaigns
Invest in strategies that drive customer acquisition, like launching marketing initiatives, developing your brand presence, and expanding your digital footprint.
Why Choose Quantum Lending Solutions
Need capital to grow your business?
Our business term loans give you fast, flexible funding to scale, invest, and seize new opportunities—without the wait.
Access Funds Fast
Apply in minutes and get prequalified within 24-48 hours. Tailored financing and payments that fits your cash flow.
Plan with Confidence
Fixed interest rates mean predictable payments—no surprises.
Save More, Pay Less
-
No prepayment costs.
-
Pay off early and reduce interest.
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Never miss a payment with automatic payments.†††
*Rates disclosed are only available to the highest quality credit applicants. The average rate offered to term loan applicants is 14.99% - 35.99% APR and 19.99% - 35.99% APR for line of credit applicants, based on applications in the six month period ending October 18, 2024.
†Approvals received after the wire cutoff time will be funded on the next business day wires are processed
††Guarantee: UCC-1 Lien
†††Customers not enrolled in ACH (Automated Clearing House) may be subject to different minimum draw amount requirements.